Much of the recent conversation about healthcare reform has been necessarily granular—focused on details like delays in the employer mandate or in the scheduled dollar limits on patient cost sharing for certain plans.
But it’s important not to lose sight of the big picture—the healthcare reform-inspired macro changes that will define employer-sponsored health benefits for years to come.
Employers need to keep these Affordable Care Act Megatrends in mind even as they pay strict attention to new regulatory guidance. This occasional blog series, while staying ahead of the regulatory curve, will look at five Megatrends and outline their implications for employers.
We start today with ACA Megatrend #1: pervasive uncertainty about the effects of the healthcare reform law.
Almost 3 ½ years since the Patient Protection & Affordable Care Act was signed into law, no one knows what the consequences will be when a parallel health insurance universe for 35 million uninsured is stood up adjacent to the existing employer-sponsored system that insures over 160 million people.

Much of the recent conversation about healthcare reform has been necessarily granular—focused on details like delays in the employer mandate or in the scheduled dollar limits on patient cost sharing for certain plans.

But it’s important not to lose sight of the big picture—the healthcare reform-inspired macro changes that will define employer-sponsored health benefits for years to come.

Employers need to keep these Affordable Care Act Megatrends in mind even as they pay strict attention to new regulatory guidance. This occasional blog series, while staying ahead of the regulatory curve, will look at five Megatrends and outline their implications for employers. Read more.

 

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Affordable Care Act Megatrends: A Wide-Angle View

Tue Aug 20, 2013
But it’s important not to lose sight of the big picture—the healthcare reform-inspired macro changes that will define employer-sponsored health benefits for years to come.
Employers need to keep these Affordable Care Act Megatrends in mind even as they pay strict attention to new regulatory guidance. This occasional blog series, while staying ahead of the regulatory curve, will look at five Megatrends and outline their implications for employers.
We start today with ACA Megatrend #1: pervasive uncertainty about the effects of the healthcare reform law.
Almost 3 ½ years since the Patient Protection & Affordable Care Act was signed into law, no one knows what the consequences will be when a parallel health insurance universe for 35 million uninsured is stood up adjacent to the existing employer-sponsored system that insures over 160 million people.
Like a giant fog descending on San Francisco Bay, the Affordable Care Act clouds the health coverage horizon for employers, workers and their families, state and local governments and federal agencies like IRS and HHS. Forecasts of the law’s effects on employer-sponsored coverage, worker decisions, insurance premiums, health costs and federal government spending and taxes are educated guesses, not unlike predictions of next year’s GDP or next winter’s snowfall.
What are employers to do in the face of all this uncertainty? An antidote for uncertainty, of course, is knowledge; information; data. Ships trying to navigate in dense fog rely on sophisticated electronic gear to “see” ahead.  Similarly, employers need to create mechanisms that gather real-time information and data about Affordable Care Act effects.
Given the reality of ongoing and pervasive ACA uncertainty many employers will create internal task forces of HR, Payroll, Benefits and Financial leaders, as well as trusted external advisers, to keep senior management informed about the Affordable Care Act’s “3 C’s”—Costs, Compliance and Communications.
The Megatrend of ACA uncertainty is here to stay. It will remain frustrating for employers large, medium and small. Proactive managers will therefore create ways to stay informed, share new knowledge throughout the organization and communicate what they know to workers and their families. 
Ceridian’s human capital management solutions help you become – and stay – compliant. For more information on ACA compliance, visit the Ceridian Compliance Center.

Much of the recent conversation about healthcare reform has been necessarily granular—focused on details like delays in the employer mandate or in the scheduled dollar limits on patient cost sharing for certain plans.

But it’s important not to lose sight of the big picture—the healthcare reform-inspired macro changes that will define employer-sponsored health benefits for years to come.

Employers need to keep these Affordable Care Act Megatrends in mind even as they pay strict attention to new regulatory guidance. This occasional blog series, while staying ahead of the regulatory curve, will look at five Megatrends and outline their implications for employers.

We start today with ACA Megatrend #1: pervasive uncertainty about the effects of the healthcare reform law.

Almost 3 ½ years since the Patient Protection & Affordable Care Act was signed into law, no one knows what the consequences will be when a parallel health insurance universe for 35 million uninsured is stood up adjacent to the existing employer-sponsored system that insures over 160 million people.

Like a giant fog descending on San Francisco Bay, the Affordable Care Act clouds the health coverage horizon for employers, workers and their families, state and local governments and federal agencies like IRS and HHS. Forecasts of the law’s effects on employer-sponsored coverage, worker decisions, insurance premiums, health costs and federal government spending and taxes are educated guesses, not unlike predictions of next year’s GDP or next winter’s snowfall.

What are employers to do in the face of all this uncertainty? An antidote for uncertainty, of course, is knowledge; information; data. Ships trying to navigate in dense fog rely on sophisticated electronic gear to “see” ahead.  Similarly, employers need to create mechanisms that gather real-time information and data about Affordable Care Act effects.

Given the reality of ongoing and pervasive ACA uncertainty many employers will create internal task forces of HR, Payroll, Benefits and Financial leaders, as well as trusted external advisers, to keep senior management informed about the Affordable Care Act’s “3 C’s”—Costs, Compliance and Communications.

The Megatrend of ACA uncertainty is here to stay. It will remain frustrating for employers large, medium and small. Proactive managers will therefore create ways to stay informed, share new knowledge throughout the organization and communicate what they know to workers and their families. 

Ceridian’s human capital management solutions help you become – and stay – compliant. For more information on ACA compliance, visit the Ceridian Compliance Center.