FSA Employer Contribution Savings Calculator

Save money and increase employee satisfaction by offering your employees a Flexible Spending Account and establishing a "seeding" program to offset deductible increases. Use this calculator to determine how employer contributions can help you to save money and minimize the impact of rising insurance costs while still offering lucrative benefits packages to your employees and potential employees.

Current Deductible Offered is the Current Deductible Amount used by the Employer. If the employer currently has a $250 deductible and you want to increase it to $500, you would put the premium amount associated to the $250 deductible in the Current Deductible Offered fields and the premium amount associated with the $500 deductible in the New/Proposed Deductible fields.

Only use those fields associated with the plan you are proposing and those fields in black. Blue fields are calculation fields only.

	Number of Employees	Current Deductible Offered	New/Proposed Deductible
Individual
Individual +1
Individual + Spouse
Individual + Child
Individual + Children
Family
Total:
	Old Plan	New Plan
Individual
Individual +1
Individual + Spouse
Individual + Child
Individual + Children
Family
Totals:
Premium Savings to Employer:

Premium Savings to Employer by Increasing Deductible
Employer Contribution Amount "Seeding" in the Flexible Spending Account per Employee?
Number of Eligible Employees?
Total Employer Funded FSA Amount
Unused Employer Contribution Funds
Savings Realized by Increasing the Deductible and "Seeding" the FSA:
What percentage of employees do you want to participate in the FSA? (use 20% average if you do not know)
What is your total annual employee contribution for health insurance?
Potential Savings with Ceridian Benefits Services Flexible Spending Account in place.   * Based on FICA only
Total Potential Savings to Employer by "Seeding" money to each Employee and offering the Flexible Spending Account.
* - Total Participants based on the following Ceridian averages: 5% of eligible employees will participate in the Dependant Care Spending Account and of those, 20% will also participate in the Medical Care Spending Account.

Next Steps: Request a proposal
or Contact Ceridian at 1-800-790-9057